Retirement Planning

It’s never too soon to start planning for your retirement. Taking some simple steps to secure your financial future now will pay dividends in the long run and enable you to enjoy the retirement you work so hard for.

Regardless of what career stage you’re at, getting expert and professional advice on your retirement options is vital.

Your retirement plan should reflect your lifestyle aspirations and what you’re looking to do when you finally stop working. It should also consider the age at which you’re aiming to retire to ensure you have the funds in place to provide comfort and financial security.

Your pension should form part of a managed portfolio that reflects your current circumstances and your financial goals.

At BDWM, we pride ourselves on giving a tailored, discreet and professional retirement planning service to all our clients.

We’ll work with you to understand your personal, family and career circumstances before delivering a pension service that meets your long-term needs.

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We can help you create a bespoke retirement plan that supports your lifestyle goals and gives you and your loved ones security, clarity and peace of mind.

The current market flexibility for pensions allows us to explore a more dynamic planning process. Some of the key areas we can address include:

  • Creating a rising income in retirement
  • Accumulating enough funds to ensure a comfortable standard of living
  • Ensuring your capital lasts throughout your retirement

As your career develops, so will your retirement plans. We’ll help you create a bespoke investment portfolio plan that changes with your circumstances to ensure your pension fund works as hard as it can for you. As you approach retirement, the emphasis may move from growth to aligning with benefiting or preparatory funds. Your adviser will discuss these options to ensure you’re happy and confident in your choices.

Meet our Retirement Planning team

At BDWM, our people are very important to us. They ensure we provide all our clients with the best possible financial planning and wealth management services.
Here, you can find out more about our Retirement Planning team.

Bobby Dhanjal

CEO, MD & Financial Adviser, DipFA

Bobby founded BDWM in June 2009. He offers the following services:

  • Investments & Savings
  • Retirement Planning
  • Inheritance Tax Planning
  • Life and Critical Illness Insurance
  • Private Medical Insurance

Neil Savjani

Financial Adviser, DipFA & CeMAP

Neil joined BDWM in February 2012 and offers the following services:

  • Investments & Savings
  • Retirement Planning
  • Inheritance Tax Planning
  • Life and Critical Illness Insurance
  • Private Medical Insurance

Kalpesh Ruparelia

Financial Adviser, DipFA

Kalpesh joined BDWM in October 2010 and offers the following services:

  • Investments & Savings
  • Retirement Planning
  • Inheritance Tax Planning
  • Life and Critical Illness Insurance
  • Private Medical Insurance
  • Defined Benefit Pension Transfers
  • Mortgages

Navpreet Aurora

Financial Adviser, DipFA, FPC, CFS, PETR

Nav joined BDWM in February 2012 and offers the following services:

  • Investments & Savings
  • Retirement Planning
  • Inheritance Tax Planning
  • Life and Critical Illness Insurance
  • Private Medical Insurance

Amy Read

Financial Adviser, DipFA & CeMAP

Amy joined BDWM in July 2015 and offers the following services: 

  • Investments & Savings
  • Retirement Planning
  • Inheritance Tax Planning
  • Life and Critical Illness Insurance
  • Private Medical Insurance

Frazer Richards

Financial Adviser, DipFA

Frazer  joined BDWM in September 2018 and offers the following services:

  • Investments & Savings
  • Life and Critical Illness Insurance
  • Private Medical Insurance
  • Residential and Commercial Buildings & Contents Insurance
  • Professional Indemnity Insurance

Testimonial

"I would like to take the opportunity to thank you for your support throughout this process. In particular I am extremely grateful to you for going at a pace that has been conducive to my personal style without any further financial implications. 

You have been a tower of strength in this personal journey and you have used your expertise wisely to put me on a positive path where I may not otherwise have entered, certainly not for a few more years which clearly would have been financially detrimental. 

"Once again thank you for your continuous support."

Manjit | 09/09/2024

Rated 5 out of 5

Our Services

If you’re looking for help with other aspects of your finances, why not check out some of our other services?

Retirement
Planning

Assisting
Families

Estate
& Planning

While insurance can never replace the health and wellbeing of you, your loved ones or business partners, it can provide protection, security and peace of mind for your family or business.

At BDWM, our starting point is always you – what are your dreams and aspirations, and what you need to protect.

Once we understand this, our team of professional advisers will use their years of experience and expertise to create a protection strategy that meets your personal, business and financial objectives.

For a free, no-obligation consultation to talk about your protection needs, just get in touch.

The Bobby Dhanjal Foundation​

The Bobby Dhanjal Foundation supports disadvantaged children across Leicester.
It’s our way of giving something back to the next generation, raising aspiration and investing in its future.